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Concurrent Systems, founded in 2005 has grown from humble beginnings to a thriving business employing over 60 staff members.

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Credit4U

CREDIT WHERE YOU NEED IT

The C4U suite of products provide an alternative and cost effective means of credit and Airtime Distribution within the operators network of subscribers. The suite of products encourages the consumption of services and credit by extending the reach of Airtime Distribution to subscribers who would otherwise not have access to Airtime or afford to purchase credit.

Credit4U from Concurrent Systems facilitates mobile subscribers to seamlessly transfer credit and share their mobile account credit. The C4U solution integrates with the Mobile Operator’s existing charging and billing platforms and enhances the capabilities thereof through a suite of components, enabling subscribers to manage and share their credit with family, friends and employees.

C4U INCLUDES THE FOLLOWING PRODUCT LINES:

ONCE OFF CREDIT TRANSFER

This component enables subscribers to perform once-off transfers of Voice, SMS and Data account balances.

AUTOMATIC CREDIT TRANSFER

Automatic Credit Transfer (ACT) enables subscribers to setup multiple beneficiaries, with Periodic and Threshold based automated transfer rules.

PERIODICALLY :

Subscribers can choose to transfer set amounts of credit periodically, such as daily, weekly or monthly to beneficiaries.

ACCOUNT BALANCE THRESHOLD :

Subscribers can choose to transfer credit based on the minimum account balances of their beneficiaries. As soon as a beneficiary’s account balance falls below a set threshold, ACT will transfer the pre-set amount of credit to the beneficiary’s account.

SHARED ACCOUNTS

Shared accounts brings a new dimension to managing credit. Shared accounts enable subscribers to create customized shared bundles that can be used by the beneficiaries and the sponsors of the shared credit. This component is ideal for small to medium enterprises following Bring Your Own Device (BYOD) strategies or families.
Shared Accounts allows the sponsor to setup various limits, including the times when calls can be made, spend limits and types of calls which can be charged to the Shared Account.

ECDS – AIRTIME DISTRIBUTION

Crediverse ECDS encompasses all business processes, from initial credit creation to the final sale of airtime to subscribers. It provides a secure electronic platform whereby operators can manage a virtual vault of accounts, and build a flexible hierarchy of wholesalers and retailers to meet the their unique credit distribution requirements. Wholesalers and retailers have access to USSD, SMS, Smartphone application and Web channels to distribute credit. Crediverse ECDS allows agents to sell data, SMS, voice and combination bundles.
For more details on Crediverse ECDS, please click here.

All Credit4U components ship with SMS, USSD and Smartphone Apps, allowing both smart phone and feature phone subscribers to make use of the service. All components provide a customer care and administrative web interface and ship with a SOAP interface for third party integration.

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